COVID-19 has changed the way we travel and more importantly, altered the things want we want most out of a holiday.
According to research by Twitter, four types of holidays have become the most important to Twitter users. These are trips that allow you to explore the outdoors, trips that allow you to immerse yourself in cultural experiences, trips to enjoy food and shopping, and lastly trips for entertainment e.g., travelling to attend a festival or concert. Additionally, 41% of travel conversations taking place on Twitter are around the anticipation for an upcoming trip.
The research comes as no surprise given that we’ve had the last year to dream about exploring new countries, new cultural experiences and events abroad. While our desire for things we want to do on holiday may have shifted, the need for travel insurance protection has not.
Therefore, it’s important to make sure that if you are travelling for a specific activity or event, that you have the most suitable travel insurance policy in place. For example, if you are travelling to attend a festival or concert abroad it is important to look for a policy that offers ticket, flight and/or accommodation protection if the event is no longer able to go ahead. This type of cover isn’t included as standard on most travel insurance policies, so travellers will need to look for a policy or policy extension that offers festival cover.
Additionally, anyone travelling to explore the outdoors and potentially taking part in any hiking, trekking, or mountain climbing should also look carefully at the height limit included in their policy. Most travel insurance policies only permit travellers to walk up to a certain height above sea level (for example, 1000m). However, specific activity policy extensions often allow travellers to climb even higher – these can vary between 3000m up to 5000m above sea level.
Double-checking your policy wordings and cover limits could be the difference between having your claim paid or not. Therefore, we strongly recommend checking the policy wordings when you take a quote, and, if you think you might be involved in any additional activities while abroad, making sure you have protection in place.
If you’re not sure about whether you need additional cover for a specific activity you may take part in while on holiday, it’s always worth contacting your travel insurance provider as they’ll be able to advise you. After all, who doesn’t love talking about a holiday?