As the Covid-19 vaccine continues to roll-out across the UK, reports in the press have indicated that there is a strong desire among the over-50s to plan ahead and book their summer holidays, once the current travel restrictions have lifted.

While this is positive news for the travel industry, we urge anyone considering a future trip to make sure they book with a holiday provider that offers a full refund or has flexible terms and conditions, should the trip not go ahead.

Terms and conditions will vary between tour operators and if it’s not obvious what type of cancellation terms the holiday has, we would advise getting in contact with the operator and asking for more details around this before booking.

The reason we recommend this is, while the majority of travel insurance providers will offer some form of protection against Covid-19, such as cover if you or a member of your travelling party contracts Covid-19 before your trip. At time of writing, no travel insurers will provide cancellation cover as a result of a change in government advice.

Therefore, if the UK enters another national lockdown, or your regional area permits travel before your trip, you most likely won’t be able to claim for lost costs through your travel insurance.

This is where your holiday provider’s terms and conditions will hopefully protect both your trip and wallet.

Some holiday providers are offering customers the option to change their dates completely free of charge if they are no longer able to go on holiday as a result of a change in travel restrictions, while others are allowing passengers to swap their destination completely and still travel on their intended dates. It really does depend on who you book with.

We have put together lots of information around travel insurance and the coronavirus outbreak. So, for more information, click here.