With the number of cities being placed into local lockdowns, and the threat of a national second lockdown increasing, those with upcoming UK breaks may have concerns over the likelihood of their holiday taking place – and whether they’ll be able to get their money back should the holiday not go ahead.
At the time of writing, regions across the UK have different restrictions based on the number of local infection rates.
For example, as of September 18, those living in Newcastle were informed that they must not socialise with people from outside of their household due to a rise in positive Covid-19 cases. Whereas those living in Kent are still permitted to mix with up to six friends from different households.
Pubs and restaurants in Newcastle were also told that they must close between 10pm and 5am, whereas no curfew restrictions have been imposed, as of yet, in restaurants in Kent or London.
Not only is this guidance confusing for residents in these regions, but it has also caused concern for those with upcoming trips in areas affected by lockdowns and curfews.
Anyone with an upcoming trip, who has a ‘staycation’ policy, should contact their travel insurance provider to see exactly what they’re covered for in the event that their trip is disrupted by a change in advice.
While some staycation policies may not provide cover to cancel the trip, if the reason for the cancellation is connected to the current Covid-19 crisis, policies may be altered to suit new travel dates, should holidaymakers move their getaway to later on in the year.
Those who do not have a travel insurance policy for their holiday should check their booking terms and conditions, and get in contact with their holiday provider to see if they are able to change their trip dates or get a refund if their holiday destination goes into lockdown.