Sport Relief 2018 took place from 17th March – 23rd March 2018.

This year we saw some of our favourite celebrity’s complete tough challengers in a bid to raise as much money as possible for Sport Relief. Greg James, BBC Radio One presenter, undertook the Gregathlon: Pedal to the Peaks where he climbed the highest mountains in Wales, England and Scotland AND cycled between each one; his first attempt was called off by the Beast from the East but he returned and completed the challenge raising just over 1 million pounds! Zoe Ball cycled 350 miles from Blackpool to Brighton raising £500.000 and the Silver Skydivers took to the sky and jumped from a plane at 12,000 feet. These weren’t the only challenges, head over to the Sport Relief website to read more on what amazing challenges were undertaken.

Previous Sport Relief fund raisers include; climbing Mount Kilimanjaro, kayaking the Amazon and water-skiing across the English Channel. All of which have inspired thousands to participate in new activities and challenges for personal achievement or to raise money for various charities.
Depending on the activity, you may be required – or choose – to travel abroad. If this is the case, you will need to make sure your travel insurance offers cover for the activity you are planning to undertake.

Some travel insurance policies will offer cover for a wide range of activities as standard, and others can be very limited. You may find you need to pay an additional premium to add an Activity Pack to the policy in order to be covered if you need emergency medical treatment – and without the correct level of cover you could be facing huge medical bills, should you have a mishap whilst taking part in the activity.

If you are planning to include climbing or underwater activities be sure to check the height and depth restrictions on the policy. Most travel insurance policies, that offer activity packs, will only cover up to 1000m above sea level or down to 30m below sea level as standard and may state a guide must accompany you. Higher or deeper levels or activities without a guide may require an additional premium as they are deemed riskier – but this will depend on the individual insurer.
Whether you need to pay an additional premium for an activity or if the cover is provided as standard can be found in the travel insurance policy wording, however if you are unsure it will be best to speak to the insurer direct.

Those looking to participate in activities in the UK should also consider taking out travel insurance; although we have the NHS, if you are looking to travel for two or more nights you are eligible to purchase a UK travel insurance policy that will cover the cost of cancellation or curtailment.

If you are unable to make your trip or need to cut it short (curtail) you will not be left out of pocket – particularly as some regions in the UK can be as pricey as travelling abroad.
When planning your activity, you may be required to book in advance. If this is the case, be sure to book with a reputable company that follows the correct health and safety regulations – this disclosure should be displayed on their website. If you do happen to pay in advance, make sure this is covered under your travel insurance so you can claim back any costs if you are not able to make the trip. Bear in mind, not all travel insurers will offer this cover so you may need to spend some time researching one that will.
Although it will not affect your travel insurance, always make sure your fitness level is suitable for the activity or challenge you are planning – there is nothing worse than injuring yourself and not being able to fulfil your itinerary.

Finally, and also not related to travel insurance, make sure you have fun! New experiences are great and regardless of how nervous or anxious you are feeling about it once you have conquered your goal you will feel on top of the world – just don’t take it too seriously!