The Duke and Duchess of Cambridge have begun their two-day tour of Sweden. The royal couple will attend events in the country’s capital, Stockholm, before heading to Norway. Whilst in Sweden they decided to go head-to-head in a penalty shoot-out and renew their sporting rivalry, while learning about bandy Hockey.

Despite The Duchess of Cambridge being 5months pregnant and suffering from severe morning sickness, Kate scored one goal in the penalty shoot-out with William scoring two goals – an entertaining event for all involved.

Their visit to Sweden will also include a celebration of Scandinavian design, featuring famous brands like Ikea – where a tribute will be paid to the founder of the global business Ingvar Kamprad who sadly died at the weekend aged 91. Later, the royal couple will attend a black-tie dinner at the residence of the British ambassador and will be joined by celebrities such as Stellan Skarsgard and Alicia Vikander.

So, where does travel insurance come into this?
As everybody knows the Duchess of Cambridge is expecting her third child in May but this hasn’t stopped her from enjoying royal outings. Many women travel whilst pregnant, but it is important to note that whilst you don’t have to declare pregnancy to your travel insurer you should always let the airline know – particularly if you’re travelling during the third trimester (the airline may not allow you to travel if you are more than 34 weeks pregnant).

Most travel insurance policies will cover pregnancy up to 28 weeks and only offer cover if a complication arises abroad. Women who are travelling whilst pregnant should also be aware that if the baby was to be born prematurely, the baby would be unable to fly before they reach their full term date. Meaning the baby and rest of the family could be stuck abroad for a considerable time until they reach their full term date and are fit to travel.

Another consideration before booking your ‘babymoon’ is to choose your destination carefully – the majority of pregnant women will choose to either book a trip to Europe or a staycation.

If you fall pregnant after you have purchased the policy and therefore do not want to travel, be aware only a few policies will allow you to claim for cancellation.